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What Is A Good Credit Score? – FICO Scores

  • Street: 6080 Hamner Ave,
  • City: Eastvale
  • State: ca
  • Country: United States
  • Zip/Postal Code: 91752
  • Listed: December 29, 2020 6:26 pm
  • Expires: 10 days, 17 hours


A good credit score is a key ingredient to successfully applying for and getting approved for home, auto and other loans. It is important to understand, though, that many lenders use different formats for calculating credit scores, so it is essential to ask the questions that will enable you to learn how lenders arrive at their conclusions. Here are the answers to common questions about credit scores, what they mean and how to improve your chances of getting approved with the right lender.

Many people are surprised to learn that how lenders arrive at their conclusions about credit histories is based largely on information contained in your credit report. Banks and other lending institutions rely on your credit history to decide whether or not you are a good risk for them. This assessment is based on many factors, including how long you have been paying bills on time, the number of accounts you currently have open, and how much debt you owe. If you have poor credit history or delinquent accounts, the calculation used by lenders will consider these negatives to lower your credit score. How do they arrive at these conclusions?

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